309 Stonewater Bay Lane

Mount Holly, NC
$ 1,089,000 Beds 6 Baths 5 Sq 5,892 Virtual Tour
Monthly Estimate* How much can I afford?

SELLERS WILL ENTERTAIN OFFERS BETWEEN $1,000,000-$1,089,000 OR ABOVE.  BRING OFFERS! Welcome to refined living in this impressive full-brick, three-level residence, where timeless elegance meets effortless indoor-outdoor entertaining. Inside you'll be captivated by the two-story entrance foyer that blends elegance and style. The spacious kitchen is beautifully appointed for both everyday living and hosting, while the dramatic two-story family room creates an inviting centerpiece with striking marble flooring, fireplace and abundant natural light. Dual stairs add great functionality and convenience to the upper level. The finished walkout basement is designed for relaxing, enjoyment and activity, featuring a media room, bedroom, bar/entertainment area, and a generous open living/recreational space. Outside, you'll enjoy multiple spaces to relax and entertain, including a deck and a luxurious covered patio with well-appointed outdoor kitchen where you can enjoy a quiet morning or host those fun summer events, all while overlooking your private flat backyard. Located in the much sought-after Stonewater lakefront community, residents enjoy an exceptional array of amenities including pickleball courts, tennis courts, basketball court, clubhouse, pool, playground, boardwalks, walking trails, picnic areas, kayak storage and launch areas, secure boat and RV storage area and much more).  This is a lifestyle defined by comfort, recreation, and effortless lake living.  Home also features a spacious 3-car side entrance garage, new basement HVAC unit (Aug 2026), deeded boat slip with lift added in 2018, and Trex surface rear deck.  Conveniently located just 20 minutes from uptown Charlotte, 15 minutes to airport, and 15 minutes to US Whitewater Center. Don't miss the opportunity to see this gorgeous home...schedule your showing today!

Single Family

  • Price
  • $ 1,089,000
  • City
  • Mount Holly
  • Bedrooms
  • 6
  • Full Bathrooms
  • 5
  • County
  • GASTON
  • Half Bathrooms
  • 0
  • Area
  • Gaston County
  • Lot Size
  • 0.72 Acres
  • Zip
  • 28120
  • Sqr Footage
  • 5,892
  • Year Built
  • 2005
  • Style
  • Transitional
  • MLS#
  • 4416321
Listed By: Real Broker, LLC; kevink@realkeeter.com
Data Source: Canopy MLS

Features

General

Living Area 5892
Sewer Public Sewer
Heating Forced Air,Natural Gas,Zoned
Cooling Ceiling Fan(s),Central Air,Multi Units,Zoned
Utilities Natural Gas,Underground Power Lines,Underground Utilities
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Double Oven,Electric Cooktop,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Wall Oven
HOA Fee 1195
Garage Spaces 3
Patio/Porch Features Covered,Deck,Front Porch,Patio,Other - See Remarks
Architectural Style Transitional
Security Features Carbon Monoxide Detector(s),Intercom,Smoke Detector(s)
Construction Materials Brick Full
Year Built 2005
Levels Two
Property Subtype Single Family Residence
Parcel Number 175008
Waterfront Features Boat Lift,Boat Slip (Deed) (Off Site),Boat Slip – Community,Paddlesport Launch Site - Community
Community Features Clubhouse,Game Court,Lake Access,Outdoor Pool,Pickleball,Picnic Area,Playground,RV Storage,Sidewalks,Sport Court,Street Lights,Tennis Court(s),Walking Trails
HOA Fee 2 1075
Assoc Fee Paid Per Annually
County Gaston
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Stonewater
Garage Y/N Yes
Full Baths 5
High School East Gaston
City Mount Holly
Body of Water Mountain Island Lake
Association Name Cedar Management Group
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
HOA Fee 2 Frequency Annually
Elementary School Pinewood Gaston
Middle/Junior High School Stanley
Additional Parcels Y/N No
AssociationName2 Cedar Management Group
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 835980
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
Basement Finished,Interior Entry,Storage Space,Walk-Out Access
Flooring Carpet,Concrete,Marble,Tile,Wood
Fireplace Features Family Room,Gas,Gas Log
Basement (Y/N) Yes
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 4040
Laundry Features Electric Dryer Hookup,Laundry Room,Sink,Upper Level,Washer Hookup
Total Bedrooms 6
Below Grade Finished Area 1852
Total Baths 5
SqFt Main 2125
SqFt Garage 535
SqFt Upper 1915
Bedroom 1

Exterior Features

Exterior Amenities In-Ground Irrigation,Outdoor Kitchen
Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
Lot Features Level,Private
Water Source City
Lot Size Area 0.72
Foundation Details Basement
Road Surface Type Concrete,Paved
Other Equipment Other - See Remarks
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pinewood Gaston Elementary School
Middle School Stanley Middle School
High School East Gaston High School

Price History

8/31/2026 Listed $1,089,000

Property vs Zip Code Average in 28120

Price
AVG $480K
$1.09M
Year Built
AVG 1995
2005
Visits
AVG 172
42
Data Provided by Inside Real Estate®

309 Stonewater Bay Lane Mount Holly, NC is a Single Family Home for sale at $1089000 with 5892 sqft and a lot size of 0.72 Acres Acre(s). 309 Stonewater Bay Lane Mount Holly has 6 bedrooms, 5 baths and was built in 2005. The property's zip code is 28120 which is in Mount Holly, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.