Justine Brawley

109 Whiterock Drive

Mount Holly, NC
$ 990,000 Beds 4 Baths 3.5 Sq 3,796 Virtual Tour
Monthly Estimate* How much can I afford?

Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (NO CARPETS), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, new water heater, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.

Single Family

  • Price
  • $ 990,000
  • City
  • Mount Holly
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • GASTON
  • Half Bathrooms
  • 1
  • Area
  • Gaston County
  • Lot Size
  • 0.89 Acres
  • Zip
  • 28120
  • Sqr Footage
  • 3,796
  • Year Built
  • 2003
  • Style
  • MLS#
  • 4402234
Listed By: Berkshire Hathaway HomeServices Carolinas Realty; margaret.tavares@bhhscarolinas.com
Data Source: Canopy MLS

Features

General

Living Area 3796
Sewer Public Sewer
Heating Central,Ductless,Forced Air,Natural Gas,Zoned
Cooling Ceiling Fan(s),Central Air,Ductless,Electric,Zoned
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Down Draft,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Wall Oven
Development Status Completed
Zoning R1H
HOA Fee 1327.5
Garage Spaces 2
Patio/Porch Features Covered,Deck,Enclosed,Patio
Security Features Security System
Construction Materials Brick Full
Year Built 2003
View Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 174994
Waterfront Features Beach - Public,Boat Slip – Community,Boat Slip (Deed)
Community Features Clubhouse,Game Court,Lake Access,Outdoor Pool,Picnic Area,Playground,Recreation Area,Sidewalks,Sport Court,Street Lights,Tennis Court(s),Walking Trails
HOA Fee 2 1352
Assoc Fee Paid Per Annually
County Gaston
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Stonewater
Garage Y/N Yes
Full Baths 3
High School East Gaston
City Mount Holly
Association Name Cedar Management Group
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
HOA Fee 2 Frequency Annually
Elementary School Pinewood Gaston
Middle/Junior High School Stanley
Additional Parcels Y/N No
Virtual Tour https://listings.nextdoorphotos.com/109whiterockdrive
AssociationName2 Cedar Management Group
Builder Name Custom
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 845030
Virtual Tour https://listings.nextdoorphotos.com/109whiterockdrive
Listing Terms Cash,Conventional,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Breakfast Bar,Built-in Features,Cable Prewire,Central Vacuum,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Whirlpool
Flooring Tile,Wood
Fireplace Features Gas,Great Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 3796
Half Baths 1
Laundry Features Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 4
Total Baths 4
SqFt Main 2242
SqFt Garage 640
SqFt Upper 1554
Bedroom 1

Exterior Features

Exterior Amenities In-Ground Irrigation
Fencing Back Yard,Partial
Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry
Lot Features Corner Lot,Wooded
Water Source City
Lot Size Area 0.89
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Door Features Pocket Doors,Screen Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pinewood Gaston Elementary School
Middle School Stanley Middle School
High School East Gaston High School

Price History

7/11/2026 Listed $1,000,000
8/24/2026 1% - $990,000

Property vs Zip Code Average in 28120

Price
AVG $470K
$990K
Year Built
AVG 1995
2003
Visits
AVG 172
125
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

109 Whiterock Drive Mount Holly, NC is a Single Family Home for sale at $990000 with 3796 sqft and a lot size of 0.89 Acres Acre(s). 109 Whiterock Drive Mount Holly has 4 bedrooms, 3 baths and was built in 2003. The property's zip code is 28120 which is in Mount Holly, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Justine Brawley

Justine Brawley

704-677-3034

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