3520 Providence Plantation Lane

Charlotte, NC
$ 1,379,500 Beds 4 Baths 3.5 Sq 4,165 Virtual Tour
Monthly Estimate* How much can I afford?

Stately brick home situated atop a private, tree-lined, 1-acre corner lot in Providence Plantation! This beautifully appointed home offers the space, privacy and setting buyers seek in this highly desirable neighborhood.The spacious, open floor plan features hardwood floors throughout the main level and upstairs hallway, along with beautiful molding and thoughtful architectural details. The white kitchen is designed for both everyday living & entertaining, featuring new quartz countertops, a breakfast bar, new backsplash, stainless steel appliances, and a gas cooktop. A convenient butler’s pantry provides additional storage and serving space and connects seamlessly to the dining room. A main-level laundry room is just off the kitchen and offers organization for everyday items. Adjacent to the kitchen, the inviting family room features decorative ceiling beams, dual sliding doors and an easy flow for entertaining or relaxing with family. The generously sized front rooms are open to one another and filled with natural light. The great room offers a cozy focal point with a gas fireplace, masonry surround, wood mantle, shiplap, white built-ins and ceiling fan. The dining room is accented by a designer light fixture and substantial chair rail. The main-level primary suite offers generous wall space and a walk-in closet. The rustic-inspired primary bath features tile flooring, shiplap, his-and-hers vanities with rustic finishes, and a jetted tub and tiled shower both accented with stacked stone. Upstairs, you'll find three additional bedrooms, two full baths, a private office and a spacious bonus room. Both upstairs baths have been refreshed with new quartz countertops and faucets. The private office features built-in storage cabinetry and a new quartz countertop and is conveniently located beside a large walk-in attic, providing excellent storage. Natural light pours throughout the home from the many windows and sliding doors. From the upstairs hallway, enjoy views into the family room and kitchen below—a thoughtful design that allows for easy communication between floors. Get ready to host your BEST backyard parties here! The expansive backyard features a deck, paver patio and outdoor fireplace, creating multiple spaces for gatherings. The level, private backyard offers plenty of room for a future swimming pool and endless possibilities for creating your own outdoor retreat. A 3-car garage is conveniently accessed from the rear of the home, and front and rear irrigation keep the grass looking green!  Residents have the option to join the Providence Plantation Swim & Racquet Club. This neighborhood is fantastically located just minutes from the Arboretum, Waverly, the Promenade and the new I-485 exit. The school assignments are highly sought after but should be independently verified. This is a FIND!

Single Family

  • Price
  • $ 1,379,500
  • City
  • Charlotte
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 1 Acres
  • Zip
  • 28270
  • Sqr Footage
  • 4,165
  • Year Built
  • 1996
  • Style
  • Transitional
  • MLS#
  • 4414861
Listed By: Helen Adams Realty; lfuqua@helenadamsrealty.com
Data Source: Canopy MLS

Features

General

Living Area 4165
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Utilities Cable Available,Electricity Connected
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Gas Cooktop,Microwave,Wall Oven
HOA Fee 80
Garage Spaces 3
Patio/Porch Features Covered,Deck,Front Porch,Patio
Architectural Style Transitional
Construction Materials Brick Full,Hard Stucco,Other - See Remarks
Year Built 1996
Levels Two
Property Subtype Single Family Residence
Parcel Number 227-553-23
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA No
Subdivision Name Providence Plantation
Garage Y/N Yes
Full Baths 3
High School Providence
City Charlotte
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Providence Spring
Middle/Junior High School Jay M. Robinson
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 982470
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Attic Stairs Pulldown,Attic Walk In,Breakfast Bar,Built-in Features,Garden Tub,Open Floorplan,Pantry,Walk-In Closet(s)
Flooring Tile,Wood
Fireplace Features Great Room,Outside,Wood Burning
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 4165
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Total Baths 4
SqFt Main 2427
SqFt Garage 735
SqFt Upper 1738
Bedroom 1

Exterior Features

Exterior Amenities In-Ground Irrigation
Parking Features Attached Garage,Garage Faces Rear,Parking Space(s)
Lot Features Corner Lot,Wooded
Water Source City
Lot Size Area 1
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Door Features Sliding Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Providence Spring Elementary School
Middle School Jay M. Robinson Middle School
High School Providence High School

Price History

8/18/2026 Listed $1,379,500

Property vs Zip Code Average in 28270

Price
AVG $1.3M
$1.38M
Year Built
AVG 1997
1996
Visits
AVG 261
113
Data Provided by Inside Real Estate®

3520 Providence Plantation Lane Charlotte, NC is a Single Family Home for sale at $1379500 with 4165 sqft and a lot size of 1 Acres Acre(s). 3520 Providence Plantation Lane Charlotte has 4 bedrooms, 3 baths and was built in 1996. The property's zip code is 28270 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.