142 Harbor Point Drive # 31

Cherryville, NC
$ 475,000 Beds 2 Baths 2 Sq 1,472
Monthly Estimate* How much can I afford?

Waterfront opportunity with endless potential! Here is your chance to create the waterfront retreat you’ve always dreamed of! Nestled on a beautiful waterfront lot this three bedroom two bath ranch is loaded with potential and ready for someone with the vision to bring it back to life. Imagine mornings with coffee by the water, afternoons on the boat, and evenings, relaxing on the screened porch that connects to a spacious covered porch. The home needs remodeling, but the setting and possibilities make this one worth seeing! While there is currently no dock, the property offers the potential to add one giving you the opportunity to enjoy boating right from your own backyard. An annual fee to the city of Kings Mountain for the dock is approximately $525.

Single Family

  • Price
  • $ 475,000
  • City
  • Cherryville
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • CLEVELAND
  • Half Bathrooms
  • 0
  • Area
  • Cleveland County
  • Lot Size
  • 0.48 Acres
  • Zip
  • 28021
  • Sqr Footage
  • 1,472
  • Year Built
  • 1997
  • Style
  • MLS#
  • 4406785
Listed By: Southern Nest Realty Inc; tammysoprano12@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1472
Sewer Septic Installed
Heating Central,Natural Gas
Cooling Central Air
Appliances Dishwasher,Dryer,Gas Cooktop,Microwave,Refrigerator,Wall Oven,Washer,Washer/Dryer
Garage Spaces 2
Patio/Porch Features Covered,Rear Porch,Screened,Side Porch
Construction Materials Vinyl
Year Built 1997
View Water
Levels One
Unit Number 31
Property Subtype Single Family Residence
Parcel Number 14655
Elevation 1500
Waterfront Features Other - See Remarks
County Cleveland
New Construction No
Property Type Residential
HOA No
Subdivision Name Harbor Point
Garage Y/N Yes
Full Baths 2
Directions GPS
High School Burns
City Cherryville
Body of Water Moss Lake
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Washington
Middle/Junior High School Burns Middle
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions Subdivision
Tax Assessed Value 367408
Listing Terms Cash,Conventional

Interior Features

Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1472
Laundry Features In Carport
Total Bedrooms 2
Total Baths 2
SqFt Main 1472
SqFt Garage 466
Bedroom 2

Exterior Features

Parking Features Attached Garage
Lot Features Waterfront
Water Source County Water
Lot Size Area 0.48
Foundation Details Crawl Space
Lot Dimensions 100x213x95x198
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Washington Elementary School
Middle School Burns Middle
High School Burns High School

Price History

9/4/2026 Listed $475,000

Property vs Zip Code Average in 28021

Price
AVG $340K
$480K
Year Built
AVG 1985
1997
Visits
AVG 147
6
Data Provided by Inside Real Estate®

142 Harbor Point Drive # 31 Cherryville, NC is a Single Family Home for sale at $475000 with 1472 sqft and a lot size of 0.48 Acres Acre(s). 142 Harbor Point Drive # 31 Cherryville has 2 bedrooms, 2 baths and was built in 1997. The property's zip code is 28021 which is in Cherryville, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.