401 Grant Street

Spencer, NC
$ 279,000 Beds 4 Baths 2 Sq 2,345
Monthly Estimate* How much can I afford?

Discover the space and flexibility this all-brick home has to offer! Situated on two parcels totaling 1.35 acres, this 4-bedroom, 2-bathroom property provides room for everyone both inside and out. The main level features a welcoming living room, dining room, spacious kitchen with an eat-in breakfast area, three bedrooms, and a full bathroom. The finished basement expands the living space with an additional bedroom, a full bathroom, a large family room, plus two extra rooms that could be used as bedrooms or home offices, making it ideal for guests, extended family, or multi-generational living. Outside, enjoy a private backyard complete with a storage shed and a two-car covered carport. Offering generous living space, a desirable all-brick exterior, and plenty of room to spread out, this home is ready for its next owner. Schedule your showing today!

Single Family

  • Price
  • $ 279,000
  • City
  • Spencer
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • ROWAN
  • Half Bathrooms
  • 0
  • Area
  • Rowan County
  • Lot Size
  • 1.35 Acres
  • Zip
  • 28027
  • Sqr Footage
  • 2,345
  • Year Built
  • 1968
  • Style
  • MLS#
  • 4396306
Listed By: Century 21 Towne and Country; c21cathy@bellsouth.net
Data Source: Canopy MLS

Features

General

Living Area 2345
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Appliances Electric Range,Exhaust Hood,Gas Water Heater
Patio/Porch Features Rear Porch,Screened
Construction Materials Brick Full
Year Built 1968
Levels One
Property Subtype Single Family Residence
Parcel Number 026322,364
Additional Parcels Description 026364
County Rowan
New Construction No
Property Type Residential
HOA No
Subdivision Name NONE
Garage Y/N No
Full Baths 2
Directions Jake Alexander Blvd W- right onto Mooresville Road,left onto S Main Street,right onto E Monroe Street,left onto S Long Street,right onto Correll Street,left onto Grant Street,the destination will be
High School North Rowan
City Spencer
Senior Community Y/N No
Lot Size Units Acres
Carport Spaces 2
Carport Y/N Yes
Elementary School Hanford
Middle/Junior High School North Rowan
Additional Parcels Y/N Yes
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 227730
Listing Terms Cash,Conventional

Interior Features

Basement Finished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1325
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 1020
Total Baths 2
SqFt Main 1325
Bedroom 3

Exterior Features

Parking Features Detached Carport,Driveway
Water Source City
Lot Size Area 1.35
Foundation Details Basement
Road Surface Type Asphalt,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hanford Elementary School
Middle School North Rowan Middle School
High School North Rowan High School

Price History

6/23/2026 Listed $279,000

Property vs Zip Code Average in 28027

Price
AVG $530K
$280K
Year Built
AVG 2002
1968
Visits
AVG 240
200
Data Provided by Inside Real Estate®

401 Grant Street Spencer, NC is a Single Family Home for sale at $279000 with 2345 sqft and a lot size of 1.35 Acres Acre(s). 401 Grant Street Spencer has 4 bedrooms, 2 baths and was built in 1968. The property's zip code is 28027 which is in Spencer, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.