Justine Brawley

21200 Rio Oro Drive

Cornelius, NC
$ 1,224,900 Beds 3 Baths 2 Sq 2,048
Monthly Estimate* How much can I afford?

Experience the best of Lake Norman living in this charming waterfront home nestled in a peaceful, quiet cove in desirable Cornelius. Perfectly positioned with easy access to the main channel, this exceptional location is just minutes from shopping, dining, entertainment, I-77, and a convenient commute to Charlotte and surrounding areas. This beautifully updated ranch home features a sought-after split-bedroom floor plan with 3 bedrooms and 2 bathrooms, offering comfort, privacy, and effortless single-level living. Designed for both everyday living and entertaining, the thoughtfully renovated chef's kitchen showcases stunning quartz countertops, a large center island, abundant custom cabinetry, a five-burner gas cooktop, double wall ovens, a stylish tile backsplash, and upgraded lighting. The spacious primary suite serves as a private retreat, complete with direct access to a secluded deck, a walk-in closet, and designer lighting. The luxurious ensuite bath creates a spa-like experience with a soaking tub, walk-in shower, dual vanities, and elegant finishes. Step outside and embrace the ultimate waterfront lifestyle. A private deep-water dock and pier accommodate up to two boats, making it easy to enjoy everything Lake Norman has to offer. Relax on the expansive covered deck overlooking the tranquil cove, or gather with family and friends around the fire pit on the spacious paver patio while taking in beautiful water views stretching toward the main channel. Whether you're seeking a full-time residence or the perfect lake retreat, this exceptional home offers the ideal blend of luxury, comfort, and convenience. This is Lake Norman living at its finest.

Single Family

  • Price
  • $ 1,224,900
  • City
  • Cornelius
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 0
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.22 Acres
  • Zip
  • 28031
  • Sqr Footage
  • 2,048
  • Year Built
  • 1979
  • Style
  • Transitional
  • MLS#
  • 4396261
Listed By: Premier Sotheby's International Realty; christy@christywalker.com
Data Source: Canopy MLS

Features

General

Living Area 2048
Sewer Public Sewer
Heating Heat Pump
Cooling Ceiling Fan(s),Central Air
Appliances Dishwasher,Double Oven,Exhaust Hood,Gas Cooktop,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Wall Oven
Zoning GR
HOA Fee 75
Patio/Porch Features Covered,Deck,Patio,Rear Porch
Architectural Style Transitional
Security Features Smoke Detector(s)
Construction Materials Hardboard Siding,Wood
Year Built 1979
View Water,Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 001-297-43
Waterfront Features Boat Ramp,Boat Slip – Community,Pier,Dock
Community Features Lake Access
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA No
Subdivision Name Bahia Bay
Garage Y/N No
Other Structures Shed(s)
Full Baths 2
High School William Amos Hough
City Cornelius
Body of Water Lake Norman
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Cornelius
Middle/Junior High School Bailey
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 1000000
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Built-in Features,Drop Zone,Garden Tub,Kitchen Island,Open Floorplan,Split Bedroom,Storage,Walk-In Closet(s)
Flooring Tile
Fireplace Features Fire Pit
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 2048
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Sink
Total Bedrooms 3
Total Baths 2
SqFt Main 2048
Bedroom 3

Exterior Features

Exterior Amenities Fire Pit,In-Ground Irrigation
Fencing Back Yard,Fenced
Parking Features Driveway
Lot Features Wooded,Views,Waterfront
Water Source City
Lot Size Area 0.22
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Door Features Sliding Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cornelius Elementary School
Middle School Bailey Middle School
High School William Amos Hough High School

Price History

7/22/2026 Listed $1,249,900
8/10/2026 3% - $1,224,900

Property vs Zip Code Average in 28031

Price
AVG $1.99M
$1.22M
Year Built
AVG 1998
1979
Visits
AVG 245
101
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

21200 Rio Oro Drive Cornelius, NC is a Single Family Home for sale at $1224900 with 2048 sqft and a lot size of 0.22 Acres Acre(s). 21200 Rio Oro Drive Cornelius has 3 bedrooms, 2 baths and was built in 1979. The property's zip code is 28031 which is in Cornelius, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Justine Brawley

Justine Brawley

704-677-3034

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