455 Saddlebred Lane

Locust, NC
$ 445,000 Beds 4 Baths 3.5 Sq 3,108 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 455 Saddlebred Lane — a stunning 2024-built home nestled in the sought-after Crossroads community of Locust, NC. Offering 4 spacious bedrooms, 3.5 bathrooms, and 3,108 square feet of thoughtfully designed living space, this nearly new construction home checks every box for today's discerning buyer. Situated on a premium corner lot, this home enjoys added privacy, extra green space, and enhanced curb appeal. Step inside to discover an open-concept floor plan ideal for both everyday living and entertaining. The main level flows effortlessly from the living and dining areas into a well-appointed kitchen — perfect for hosting family and friends. Retreat to the generous primary suite, complete with a private en-suite bath, while three additional bedrooms provide ample space for family, guests, or a dedicated home office. With 3.5 bathrooms, morning routines are never rushed. Outside, enjoy your fully fenced backyard. One of the most compelling aspects of life at 455 Saddlebred Lane is its unbeatable proximity to some of North Carolina's premier outdoor destinations. Uwharrie National Forest sits approximately 20 miles east of Locust, offering an incredible playground for outdoor enthusiasts year-round. Whether you're hitting the trails on foot, mountain bike, horseback, or OHV, the Badin Lake Recreation Area alone features over 40 miles of named trails varying in length and difficulty. Water lovers will be equally at home here. Lake Tillery stretches over 5,000 acres with more than 100 miles of scenic shoreline, much of it set against the backdrop of Uwharrie National Forest, offering boating, fishing, swimming, and water sports just 25–30 miles away. Badin Lake — just 15–20 miles from your front door — adds thousands more acres of pristine water perfect for kayaking, paddleboarding, or dropping a line for bass, crappie, or catfish. Whether you're a weekend warrior or a year-round outdoor enthusiast, this location puts world-class recreation within easy reach. Located just 28 miles from Uptown Charlotte, Locust offers the perfect blend of small-town charm and big-city convenience. Built in 2024, this move-in ready gem offers all the peace of mind that comes with nearly new construction, including modern finishes, an open-concept layout designed for today's lifestyle, and a premium corner lot with a fully fenced backyard. Tucked inside the desirable Crossroads community in Locust, NC 28097 and served by Stanly County Schools, this home is ideally positioned just 20 minutes from Badin Lake, 30 minutes from Lake Tillery, and 28 miles from Uptown Charlotte — delivering the rare combination of outdoor adventure, small-town charm, and big-city access all in one address. Don't miss your opportunity to own this move-in ready, nearly new home where outdoor adventure and urban convenience meet. Schedule your private tour today!

Single Family

  • Price
  • $ 445,000
  • City
  • Locust
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • STANLY
  • Half Bathrooms
  • 1
  • Area
  • Stanly County
  • Lot Size
  • 0.24 Acres
  • Zip
  • 28097
  • Sqr Footage
  • 3,108
  • Year Built
  • 2024
  • Style
  • Traditional
  • MLS#
  • 4379929
Listed By: NextHome Paramount; bobby@downeyproperties.com
Data Source: Canopy MLS

Features

General

Living Area 3108
Sewer Public Sewer
Heating Central,Electric
Cooling Electric
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Oven,Electric Water Heater,Microwave,Plumbed For Ice Maker
HOA Fee 82
Garage Spaces 2
Architectural Style Traditional
Construction Materials Stone Veneer,Vinyl
Year Built 2024
Levels Two
Property Subtype Single Family Residence
Parcel Number 5574-02-88-0668
Community Features Cabana,Outdoor Pool,Playground,Pond,Sidewalks,Street Lights,Walking Trails
Assoc Fee Paid Per Monthly
County Stanly
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Crossroads
Garage Y/N Yes
Full Baths 3
High School West Stanly
City Locust
Association Name Cusick
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Stanfield
Middle/Junior High School West Stanly
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 423384
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Cable Prewire,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
Fireplace Features Electric,Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 3108
Half Baths 1
Laundry Features Upper Level
Total Bedrooms 4
Total Baths 4
SqFt Main 1350
SqFt Upper 1758

Exterior Features

Fencing Back Yard
Parking Features Driveway,Attached Garage
Lot Features Corner Lot
Water Source City
Lot Size Area 0.24
Foundation Details Slab
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Stanfield Elementary School
Middle School West Stanly Middle School
High School West Stanly High School

Price History

5/8/2026 Listed $465,000
5/27/2026 4% - $450,000
8/25/2026 2% - $445,000

Property vs Zip Code Average in 28097

Price
AVG $470K
$450K
Year Built
AVG 2019
2024
Visits
AVG 159
38
Data Provided by Inside Real Estate®

455 Saddlebred Lane Locust, NC is a Single Family Home for sale at $445000 with 3108 sqft and a lot size of 0.24 Acres Acre(s). 455 Saddlebred Lane Locust has 4 bedrooms, 3 baths and was built in 2024. The property's zip code is 28097 which is in Locust, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.