12101 Carolina Oak Circle

Charlotte, NC
$ 479,900 Beds 5 Baths 2.5 Sq 2,838
Monthly Estimate* How much can I afford?

Notable Improvements & Move-In Ready Appeal! A new HVAC unit, neutral paint throughout, new carpet, roof replaced in 2022, and several additional repairs make this spacious 4-bedroom + bonus/5th-bedroom home ready for its new owner. Located in The Crossings, a well-established neighborhood in the highly sought-after Steele Creek area of Southwest Charlotte, this home offers an ideal combination of comfort, space, and convenience, with easy access to I-77 and I-485. Upon entry, you’re welcomed by a grand two-story foyer with an impressive staircase that sets the tone for the home. Abundant natural light fills the open floor plan, creating a warm and inviting atmosphere that works beautifully for both everyday living and entertaining. The main level features a formal living room and dining room, along with a well-appointed kitchen offering a breakfast bar and eat-in dining area. The kitchen flows seamlessly into the family room and opens to a huge deck, creating an excellent space for relaxing or hosting gatherings. Beyond the deck is a rare, exceptionally large and level backyard—offering plenty of room for outdoor activities, entertaining, gardening, or creating your own private retreat. Upstairs, the desirable split-bedroom floor plan provides privacy and flexibility. The spacious primary suite features a tray ceiling and a generously sized ensuite bathroom with a jacuzzi tub, separate shower, and walk-in closet. A versatile bonus room, previously used as a sports and movie retreat, can easily be customized as a media room, playroom, gym, or 5th bedroom. Three additional bedrooms provide ample space for family, guests, and/or a home office. Ideally situated near Charlotte Premium Outlets, an array of restaurants, Lake Wylie, and top-rated schools, this home offers the indoor and outdoor space to accommodate a flexible lifestyle, along with the convenience and location you’ve been looking for. Come see all this Steele Creek home has to offer!

Single Family

  • Price
  • $ 479,900
  • City
  • Charlotte
  • Bedrooms
  • 5
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.32 Acres
  • Zip
  • 28273
  • Sqr Footage
  • 2,838
  • Year Built
  • 1998
  • Style
  • MLS#
  • 4365632
Listed By: Realty One Group Revolution; myrealtorfrankiep@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 2838
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Cable Available
Roof Architectural Shingle
Appliances Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Ice Maker
HOA Fee 125
Garage Spaces 2
Patio/Porch Features Deck
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Brick Partial,Vinyl
Year Built 1998
Levels Two
Property Subtype Single Family Residence
Parcel Number 201-424-25
Waterfront Features None
Community Features Outdoor Pool,Playground,Sidewalks
Assoc Fee Paid Per Quarterly
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name The Crossings
Garage Y/N Yes
Other Structures Shed(s)
Full Baths 2
High School Palisades
City Charlotte
Association Name Cusick Company
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Lake Wylie
Middle/Junior High School Southwest
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 458800
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Breakfast Bar,Cable Prewire,Central Vacuum,Entrance Foyer,Garden Tub,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s)
Flooring Carpet,Tile,Wood
Fireplace Features Family Room,Gas
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 2838
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 5
Total Baths 3
SqFt Main 1236
SqFt Garage 441
SqFt Upper 1602

Exterior Features

Exterior Amenities Fire Pit
Fencing Partial
Parking Features Driveway,Attached Garage
Lot Features Cul-De-Sac,Private
Water Source City
Lot Size Area 0.32
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Door Features Screen Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lake Wylie Elementary School
Middle School Southwest Middle School
High School Palisades High School

Price History

4/3/2026 Listed $510,000
5/4/2026 2% - $500,000
6/4/2026 3% - $489,900
8/12/2026 2% - $485,000
9/9/2026 2% - $479,900

Property vs Zip Code Average in 28273

Price
AVG $490K
$480K
Year Built
AVG 2006
1998
Visits
AVG 229
76
Data Provided by Inside Real Estate®

12101 Carolina Oak Circle Charlotte, NC is a Single Family Home for sale at $479900 with 2838 sqft and a lot size of 0.32 Acres Acre(s). 12101 Carolina Oak Circle Charlotte has 5 bedrooms, 2 baths and was built in 1998. The property's zip code is 28273 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.